On August 24th we accepted Encore Financial Resources offer for a VISA card for the fee of $199.95 that we paid for with a check by phone. For over a month we were not contacted through the mail or by phone. October 1st we received a letter from the Law Offices of Bennett & DeLoney with a settlement offer on behalf of Encore claiming that our check was dishonored.
In checking with our bank I was informed that it was never presented. I'm hoping at this point that they transposed our account information and can't access the account. The Law Office is requesting a settlement of $347.95 to settle all claims against us to avoid potential damages we may incur if their client pursues such claims of collection costs, attorney fees, and punitive or exempary damages. I have informed my bank of the problem and stopped payment on the check. I intend to notify everyone I can find to hopefully stop these fraudulent practices.
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