Complaint / Review
Portfolio Recovery Associates, LLC
Sears National Bank Harassing Phone Calls

Portfolio Recovery Associates, llc, has continually harassed me about a debt of $1,782.12 allegedly owed to the Sears National Bank. The debt was incurred through identity theft, in Waco, Texas, sometime in 2001. I have give all 3 credit reporting agencies and Portfolio Recovery proof that I was nowhere near Waco Texas in 2001 and that I owned no photo ID or bank account at that time, thus SEARS failed to make the normal credit check and verification of ID prior to giving credit to whom ever stole my Identity.

Portfolio Recovery states they will continue to contact me about this debt until it is paid, despite the fact the were given documentation which showed I could not have been responsible for the debt and the fact the debt is over 11 years old (4 years past the 7 year collection ceiling).