First Premier Bank claimed this card would advance my credit rating and it did not. They have tacked on so many charges that I am now $147.00 over the credit limit. They have taken thousands of dollars from me over the last several years and even though at one point I overpaid them by nearly a thousand dollars they would not increase my spending limit.
As well, it has become recognized as a card for people whose credit is bad and is an embarrassment to pull out in public. I do not recommend this card if you are having credit or money problems. There is a good chance it will make your money problems even worse!
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