A little warning to anyone who has coverage through American Bankers Insurance of Florida / Assurant,
They will not do anything for claims filed. First you will get the professional response and then the *chuckle* claim adjuster will contact you (this should take 2 weeks or more to get an appoinment set up because they were just in your area a day or two ago and cant get back there for a while) they apparently dont take pictures of the damaged areas.
Finally after a month or so you will hear no response and then recieve a letter that your claim has been closed because you didn't have an inspection done. If you call them on the phone and finally get a hold of someone they will send you a letter that your claim isnt covered, then good luck contacting the adjuster after that point they will run you around for hours on false extension #'s and do not believe they will call you back because they will not.
I had storm damage on my manufactured home knocking the siding loose (not off) and now a lot of water damage 1/3 of the walls or more, mold now present and water in an electrical switch everytime it rains but I was told this was not covered because it was long term and maintenance related.
As I continue to live in my unsafe and unhealthy home, looking into finding a lawyer I warn you all if you have any Assurant company for anything, switch companies now or you will regret it.
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