Complaint / Review
SBM Associates LLC, SBBM Associates LLC
Eugene Smoak, Norman Jefferson II Illegal and Unfair Practices

This agency is completely illegal and unfair with regards to its collection tactics. They increase the amount of the debt originally owed and advise the consumers that they face imprisionment, garnishment and utilize harassment of 3rd party contacts. They are not BBB accredited and have an F rating.

They are used by debt buyers and they do not make remittances. They threaten to place these debts on credit reports and they do not have authority to collect in all states. They do not have E/O Insurance and mislead the consumer into believing that they are from the worthless check county offices in the consumers state.

There are numerous FDCPA Violations that are committed on a daily basis. They continue to vie for business on reputable sites and technically place their clients in harms way with their illegal practices.

These two individuals are ex convicts who should not have been given a license to practice within Dekalb County.