Like everyone else that ever delt with this company after option one went under, I have had nothin but problems with this company. It all started after I tried to refinance my loan to a fixed rate which i was promised when i first recieved my loan from option one. My taxes were to be included and homeowners also a year after recieving the loan i got a bill from the county for my taxes. Then in 2006 i started dealing with ahmsi or india home mortgage incorp. Kept sending in paperwork would call and they said not to pay on the mortgage so it would look as if i was going through financial hardship which would help me qualify for a refinance. I sent in a total of three sents of papers all by certified mail before they finally said they got them. Mhap. Hope. Hamp they said i didnt qualify. But they wouldn. T tell me why.
Next thing i was recieving foreclosure notices. I called and the told me i owed 32000 dollars or they would foreclose. That was in 2009 I was able to make two payments to pay off that and started making my regular payments started another modification process which was a 5 or 6 month trail period. The next thing i know iwas gettin letter saying the didnt recieve payment for the last to months which i did make but the didnt apply to my mortgage. So then i contacted them and the said now i owed them 13000 in late fees and filing fees cause they were forclosin on me again this was exactly one year later after the last episode.
I finally had enough and started reseachin this company and what an eye opener and all along i though i was the only one. I contacted a forensic background check company and an attorney last year. I am still in my house but i dont know for how long, the money is about to run out. H as anybody had any luck against these theives
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