Even between Chase held accounts, a new service heavily advertised by Chase, called "Quick Pay", can take a full business day to credit the recipient's account. This would be less than QUICK on a Friday.
Transfers can take up to 5 business days between different banks. This doesn't include the required FULL PC registration required prior to initiating a transfer. (Mobile registration isn't allowed.)
So, if you want to be TECH SAVVY and pay someone for their services with your cell phone, you might want to use it to call your bank and find your nearest ATM, and run and get the cash, (if you want the recipient to have access to the funds anytime soon.)
The insult here is this. The GIVER'S funds are IMMEDIATELY deducted, and recipients' accounts (even CHASE accounts, linked to the Quick Pay registration) aren't even PENDING a deposit, so overdraft fees could add up while waiting for this Quick Payment.
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