Okay folks, I definitley understand not wanting to over extend yourself in these shakey economic times, but didn't yo momma ever tell you ain't nothing free. There are a gaggle of credit services out there that promise "free" access, but when you r-e-a-d you find that they all come with a free trial, then subscription monitoring with a monthly rate. Yes, all of them.
There is only one site authorized to provide credit reports free from the bureaus, only 1. Score Sense, Free Credit, even the sites sponsored by the credit bureaus all extend a free trial, some are 7 days, some are 30 days, but they all come with a trial, after that there is a charge.
And if you didn't bother to read, please wake up and understand that any site that requires you to enter a debit or credit card is going to charge you. That is the only reason they need your debit or credit card information; they need it to charge you. So why are you complaining and screaming rip off when you don't have enough sense to protect your own personal information, like your credit or debit card information. What did you think they needed it for, to verify your identity.
If you have ever checked your credit scores you would know that the 3 major bureaus (Transunion, Equifax, Experian) ask you specific credit related questions before they release your information to you, no one needs your credit or debit info to verify your identity.
So if you need assistance getting a truely free report go to http://www.ftc. Gov/bcp/edu/pubs/consumer/credit/cre34. Shtm, the federal website that will direct you to the 3 major credit bureaus. But please, please, please, r-e-a-d when you get to the sites. All three of the major credit bureaus will give you immediate access to your reports, not your scores. And all three will offer you the opportunity to see your scores and view your reports whenever you want for a fee.
So stop being angry at the companies for being deceptive, be angry at yourself for not using your brain.
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