Ijoined usacredit two years ago. It cost me $150.00. I thought i was getting a credit card at first. Then i found it to be for a catalog store. Well you could only buy items not on sale, most items were on sale. If you did find something you had to pay taxes and shipping and handling up front. Last few times i tried to get online with the company I couldn't. I don't know if they are still in business. If they are not they still have all but $10.00 of my money Ifeel like a fool.
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