My story is the same as the others, they told me I was totally approved, my credit was good, and all I was doing was going from a 30 year to a 15 and lowering my rate, that was my intent anyway. I put new windows and doors in my home costing 28,000. Plus a new patio another 5,000. My house apprased 2 years ago for 157,000 and after these two big upgrades they appased it at 130,000. What a joke!
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