I had received a phone call on june 12 i believe from perstige financial. The caller's name was shawn green. Shawn green congradulated me and told me that i was approved for a mastercard or a visa card with a credit limit of $3,000 dollars.
He said that all i had to do was to pay $299.00 and that once his company received the $299.00 i was to get my credit card in less then 2 weeks. Well lie a jack ass i said ok because i was so excited. I used my bank card for the purchase and shawn green then told me to hold on. I waited for shawn green for about 3 mins. Shawn green then came back on the line with myself and a lady who i do not recall her name to thank me and to let me know when her company would proceed in taking my $299.00 payment. I was told that the $299.00 was going to be processed on 6-25-04.
Well, on 6-24-04 and wanted to know more about their company and at that point i was told that the credit card was a stored credit card and that i would have to store $3,000 on it before i could use it. At that point i told the person on the other end that i ws not informed of this and i told them to cancel the card because i did not want it. I was told that i was givin 72 notice to cancel (which i was not!!!) and that it was too late to cancel. I have repeatedly called this company at 1-866-806-2382 and had asked to speak to a supervisor but have yet spoken to one. I get this repsonse... No supervisors are there or that there is noone availible to speak to.
I had put a stop payment on the anoumt of $299.00 and the company still went ahead and took the $299.00 from my bank account. I am going to go forward and contact a lawyer for i feel i was ripped off. Shame on prestige financial for taking advantage of poor people.
I will fight for what i believe is right.
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