Ralf Sztorc was recommended to my mother by her friend who got a loan from him several years ago. My mother was buying a house in Phoenix and Ralf was her mortgage broker. My mother doesn't speak English and I was unable to assist her as i was in Poland at that time.
About half way through the transaction my mother called me frantic asking to assist her. Apparently, Ralf wasn't aware that mother has a daughter who speaks English and who purchased houses before who can assist her. Mother complained about his high charges but he kept justifying everything by telling her that he had to go out of his way and "do things" other mortgage borkers won't do for her. I wonder what that is considering my mother has a great credit and was putting a hefty down payment. He tried to convince her that she won't be able to get a loan anywhere else.
After I spoke with him, he tried to justify the points he was charging her and an exorbitant application fee (over a thousand dollars!!!). He thought he can just overcharge her because she doesn't speak English!!!
I convinced my mom to go somewhere else and I'm glad she dropped him!!!
Be cautious! He's unethical and apparently a thief!!! Because what he tried to do was steal money from mother by overcharging her!!!
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