I was in need of a loan modification because the tenets I had were not paying rent on time. I couldn't afford to pay rent and my mortgage so I sought help through a TV advertisement offering financial help. I called and before I could get started with a quote I was required to give personal and banking information. I was then told I needed to pay 3 monthly payments of $755 "before" they could assist me.
Desperate, I stopped paying my mortgage to afford the initial payments to a company called National Juris Solutions. I was hoping everything would work out with the payments and I could catch up some how. The company recomended that I should not contact my mortgage company because NJS would be taking care of the legalities. I can't believe I fell for this bogus crap. Anyway, with still no help from my renters and not paying the mortgage, my house went into forclosure. I lost everything for trusting these scam artist. Shame on me. Then come to find out that it is illeagal in the state of California to charge someone for assisting in a loan modification. My heart sank. I was robbed big time.
The day I found out I was robbed, I was contacted by my mortgage company. They were trying to reach me to talk about possibly modifying my home loan. I avoided them as instructed by the company I put so much trust and money into. I was shocked to hear that my mortgage company was unaware of a company called National Juris Solutions. The help i needed was right there the whole time and I didn't even realize it. I feel absolutely empty and foolish. I will never trust any TV or internet ad again. It will take over 10 years to fix my credit from the mortgage foreclosure. I want revenge!!!
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