We discovered that GCS has not paid our creditors. One credit card company has now garnished our wages. We've been paying GCS for almost two years now at $400 a month thinking they were paying down our credit cards. Nope, they completely ripped us off. We will close our bank account before GCS collects another dime from us. We are worse off now than we were when we were struggling to make minimum payments to our creditors. With the money GCS took from us we could have paid off some of our credit cards. Lesson learned... Do not trust any of these companies who promise to "negotiate" with credit card companies on your behalf. Do the negotiating yourself.
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