Received a letter from CAMCO on 2/5, asking for $9,488.28 Balance Due. Letter showed CITIBANK as the "original Creditor".
I have never borrowed anything from CITIBANK or Capital Acquisitions and Management Company or FOURSCORE RESOURCE CAPITAL LLC.
I called the company phone number on 2/12/04, and talked with Nicole Parker, who couldn't explain where the debt came from. She could not give a description of where the debt originated. She new nothing about the balance, other than I owed it.
After a long conversation, she agreed to write-off the balance, and guaranteed I would not be contacted again.
May 17, I received another notice showing a Balance Due of $9,585.60, and a Settlement Offer of $2,664.17.
Letter stated, "We at CAMCO have decided to extend a most generous settlement offer of $2,664.17. Unless one of the options suggested below is accepted, we will evaluate your credit history and present financial circumstances, then proceed with an appropriate collection program."
Letter continued "Please feel free to contact me at (877) 298-0845 EX: 1411, if you should have any further questions. Sincerely, Faith Conley"
I tried to call and a very unprofessional person answered the phone with "HELLO". He stated that Faith, Mr. Conley, was out to lunch. Also stated that his extension had changed to Ext: 1424. Please call back in 10-15 minutes.
After calling back, I was put on hold 7-8 times. Faith Conley was a female, this time. She stated that she had acquired this acct from CITIBANK.
She said do not worry, because the SSN did not match for Don Wagner. I never gave her a SSN, but she did give me the SSN on the account. The SSN, which she gave me, was a SSN for one of our family members.
I asked for a letter stating that they were not going to pursue this debt any further, because it is NOT MY or any other Family Member's Debt. She said that she could not do that. She stated that her manager would not allow this, but would not put her manager on the phone.
I told her that I recognized the SSN, and asked her where she had gotten the SSN. She said she could not tell me. She tried to get the name of the person, who the SSN belonged. I refused to give her a name.
She refused to send a letter of explanation, stating that the notice had been sent in error. She became nasty, but did say we would not be "Penalized".
I left the conversation, very unsatisfied. I feel that this is not the last that we will hear from this company (?).
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