I applied for the Horizon Gold credit card because they advertised building up you credit if you had a bad credit rating. I lost my business in 2009 and had to file bankruptcy. The card is a scam because they do not report to the credit bureau. You have to buy their "junk" then pay their enormous percent plus pay a $8.40 for shipping and $8.80 handling on a $7.00 item that I was going to try to see what they did, on something that would fit in an envelope. They charged me $24.95 each month that is bank drafted that I did not authorize. This has been going on since May and I now have to close my account just to get out from under it and I hope they try to come after me. This is just not right. Everyone should have to obey the same laws. If I did this, I would still have 41/2 years to serve behind bars.
They will not answer the phone, email or snail mail. There is no way to get in touch with them to talk this through. Someone has got to do something to stop this kind of business practice.
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