On April 5 we obtained a copy of my husband's equifax credit report showing Providian Financial as a charged off acount. When we called the CA _ RMA we were informed that it showed we filed bankruptcy on this account. My husband filed in 1998, this account was opened in 2001. I filed in but mine had nothing to do with any of his accounts. When I called Providian on 5-7 (spoke with Janet) I was informed that since I wasn't the authorized user she couldn't help me... Everyone else on his report is more than happy to release information to me... Under the fair credit reporting act section 8, subs b and c, it says that they can release information to me with me being his spouse. Has any one else had this happen? Any advice is welcome.
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