Well, this site has been the most interesting I've ever seen, to say the least!!! I can't believe there are people in the same boat as I.
I also received a credit card from Capital One 2 years ago. The 1st card I got I paid the membership fee and was never able to use it, was always denied. But was sent a fee the following year.
After talking to a rep I decided to keep my account open and start using it since it had been updated. Oh what a fool they made of me. Credit line was only $300.00 which was fine with me, since I have a tendancy to spend too much anyway.
I paid my balance with only $30.00 left to go. The company seemed to have a bad habit of only sending my bill every 3 months which to me is extremely odd. But no kidding, talk about interest. They really saw me coming. Paid the $30.00 that was owed. You think 3-4 calls a day is bad, try 11.
That's what I received just today. I have decided to let them turn me over to a collection agency because I gave up on trying to understand the foreigner on the other end of the phone.
I think if your going to be in the USA you should at least learn the language. No offense to anyone else, just them. Thanx everyone for letting me whine about this to you. Doesn't take the debt away but I feel better already. From had it in Indiana...
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