On September 19th I was contacted by an Adam Fubotten in response to an online inquiry I made the previous week regarding getting business funding for my business. He explained that he could help me get business funding for my business all I needed to do was pay $249 and an underwriting would call me. Honestly the details of the conversation are a bit vague because I was still recovering from a surgury I had done 3 days earlier. I do remember him sending me an email and asking me to click the lick which I did.
Exactly two days later I was going through my emails and I realized that I e-signed a contract with Unsecured Business Credit and they charged my credit card $249 in an email from Adam Fubotten. I immediately sent an email directly to Adam as well as the main email on there site indicating that I was still recovering from my surgury on Monday when I signed up and after reviewing everything I would like to cancel and receive a full refund. To this day I have not gotten any response to those emails.
A few days passed by and I received a call from some lady at Unsecured Business Funding saying she wanted to setup my initial underwriting call that I paid for. I said I don't want to schedule anything because I sent an email canceling and asked for a refund. She said all sales are final and directed me to call Robert (Adam's manager). His number is 866-366-1141 x 230. I left him a voicemail asking him to call me back. I also sent an email directly to Adam the same day asking for his manager's information. NEVER received any response from any email I sent or the voicemail I left with Robert. This was around 9/23.
Today I called in again and left another message with Robert, however this time after leaving the message, I called back the main number and asked the operator to please find someone I could speak to and she got a Darren Taylor on the phone. I will say that Darren was nice, however he still stands behind very poor business practices. I explained my situation to him and he did the whole we have these services and that. I quickly told him if I had gotten a response to my previous emails and calls, I would be willing to listen, however the way that ALL 4 of my previous communications to them were flat out ignored, I would never consider doing business with Unsecured Business Funding. He said he is willing to work with me and offer me a 50% refund to which I said no way. He said he wanted me to accept responsibilty for signing the contract. I said I was still recovering from surgury and I contacted you all within 2 days to cancel the contract - well before any services were provided. He responded by saying and I quote "If you were drunk you are still responsible for your actions". I asked are you willing to issue a full refund and he said "no". I told him I will be going another route to recover my money and politely ended the call.
I'm not an attorney, however I have heard attorneys say that all contracts can be voided within 72 hours (which I did). It's not like they provided any service for me (they never did anything for me). As soon as I realized what happened I notified them, they chose to keep my money, and not offer to provide any service until I decided to contact them again almost a month later.
I would NEVER do business with these folks and if I were you STAY AWAY. If you decide to sign up and you have problems, you can't say you were not warned.
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