My spouse and that I finished a refinance through Homewood Mortgage LLC on 2/26. Your Loan Officer Kim Whitworth guaranteed us that people where obtaining the best offer that people might which our price could be within the 5% array. Whenever we got to shutting we wherever raced through the procedure and wound up simply signing anything on confidence of our mortgage specialist Kim Whitworth taking care of us to provide us the very best offer possible. Conditions have introduced the mortgage files to my interest and that I am shocked bye what I've discovered. Your interest rate is 6.5%, not beacuse which was the rate at that time, but since Kim Whitworth desired to create 1.891% quality about the back-end of our mortgage bye providing people a greater interst rate. The price at that time of our lock day was 5.25%, but rather of providing us anything near to that to create our funds managebale Kim Whitworth chose to provide us the greatest price feasible to ensure that her to create an additional $4,166.59 at final. What is truly worrying about that is we where additionally billed a 1% application fee, a $500 agent fee, a credit reoport fee of $286, along with a running and underwriting fee of $1,050. I find this felony in character and might recommend anyone that's seeking to perform a mortgage to remain clear of the organization.
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