I should have known better, as soon as I walked in the signs where all there... Depressed employees, half of the cubicles where empty, the secretary, accountant, customer service rep, mail room clerk and underwriting department was all one person, who openly admits she took the job as pocket money. Neil the CEO, talks the talk but soon after 2 weeks of working there and no paychecks later you realize you are stuck.
Here is how he screws you... You come in for the interview, he essentially hires everyone, he trains you for 3 days, then puts you on the out going calls. He provides a call list, and you call people all day long... Most people are not interested, the ones who are cant be insured. When you finally find someone who might buy a policy you walk them through the application, send them to a medical exam and by that time 2 weeks have gone by. You realize you should have been paid something (a per agreement/contract) and when you ask for your check, they give a BS excuse. Hen you get frustrated, you are ready to quit you realize if you quit you are walking away from potential commission so you try and stick it out, assuming maybe you will get paid. Never happens. Most people quit within 4 weeks of ending there training, a few stay assuming they will make big bucks, eventually everyone quits. He makes you work from 9AM to 7PM daily, some weekends and promises to pay $2000 per month as a base salary plus 15% commission on policies which close. I was stuck there for 4 months only to be paid $4000 plus 1 commission of $300. When I left, walked away from nearly $25,000 in potential commission but at least I kept my sanity.
Do yourself a favor if you want to work in insurance, work for a much larger company and not a basement operation. I did not realize but after I left, and I sued him for my missing $, he was actually sued many times in the past for the same reasons not only this but the reason he cant sell certain types of insurance or certain company's insurance is because of policy violations and theft. My advice to you, if you decide to look into this company... Run. If you do get sucked in, try it for a few weeks and you will see exactly what I am talking about.
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