This company has an amazing sale pitch - they are a company willing and able to help you during your most difficult financial times. Mine was that an immediate family member was gravely ill, and passed away, with no insurance. This was not only an emotional hit, but a complete financial drain. I reached out to the ARG on December. They started taking oney out of my account immediately - which is against to the October law. They are supposed to only gain monies once settlement is reached. This should have been a huge red flag. The major warning sign was that credit companies were calling, and becoming more and more threatening. Turns out, the settlements and proposals were never done - and the number I was instructed to give creditors was FAKE. We were supposed to begin reaching settlements by March - by June NOTHING. And, Discover decided to sue, a warrent in debt was issued. I called for weeks begging for assistance, not only did no one answer - but no even called back.By the week of the court date, I was frantic. I called in a panic. The receptionist tracked down my specialist, Stacey Daggart. She promised a call back by COB from the Negotiations Team. Nothing - not a thing. Court date came and went - forced into bankruptcy. Unreal stress - financial ruin. I cancelled by contract on May 31, officially. I had it. The writing was on the wall - all over the wall. This was a scam - these people were theives and liars. The contract states that all monies must be returned within 15 days to the customer. It is July 19 - nothing. I have called, emailed, contacted the BBB, and now filed various reports. The owner, Marlon Gardinera, promises resolution, but day by day, does not follow through. It is completely disheartening to know that there are people out there who take advantage of people in need. This company is full of those people - run, don't walk away!
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