A USAA insured driver rear ended my vehicle while she was listening to a book on tape and talking on her cell phone. She, and USAA confirmed in writing it was her fault and USAA told me in writing they were responsible for the damages and the repair cost. USAA strong armed me into taking my car to their repair center.
Two weeks after delivery USAA Total Loss department called and left a message on my voice mail they had decided not to make the repairs and to please send them the title so they could file it for destruction and to return the rental car immediately. The car is in excellent condition and under all manufacturer's warranties. The engine only had 2,000 miles on it at the time of the accident. USAA will not accept a repair estimate from me. USAA has threatened me several time to send them the title or they will turn me and my vehicle over to the state, reporting that my car is unsafe and a hazard to be on the road. I took my car over to the highway patrol and they said it looked perfect and they could find no reason why they would cite my car.
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