I received a call from Zwicker & Associates this morning, trying to get me to up my payment to Discover Card. My account went to them, due to medical issues with spouse at the time. I have been paying in good faith on the account. Today an account manager at Zwicker actually suggested that I get into deeper debt by taking out a loan, so I could pay off Zwicker and get rid of them. This same manager also tried to obtain my ex's personal information to try and get the money from him! I kept saying I could not afford to increase my payment but they wouldn't listen. I finally asked the manager, "What am I supposed to do, turn tricks on a street corner to pay you?" Her answer was, "Well you do have to pay us." Unbelievable! This manager was actually advocating that I do something illegal just to pay them? I am absolutley flabbergasted by this woman! I am not sure if her suggestion was illegal, but's certainly immoral!
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