Complaint / Review
Westmoreland Agency AKA Capital One Bank
Re-aged a 12 yr old out of Statute debt and put on credit report and lied in violation of FDPCA

Capital One Bank, actually a unit of theirs Westmoreland Agency, put a 12-yr old chargoff they bought from Citibank on my wife's credit report. They re-aged it which is a violation of the Fair Credit Reporting Act. The debt of out of California Statute (1993) of 4 years. They never filed suit within the Statutory Time. Reporting it to a CRA like experian is a Fair Credit Reporting Act violation.