A check was mailed to me voluntarily by the Merchant HFC for $7500 I knew that it was a loan and had great intentions on paying it back, but I got a divorce and my income became single income, so it was hard for me to make payments I called HFC to work out lower payments and they said I signed a disclaimer to make payments for a certain interest that couldnt be revised by them, in the mean time payments got harder and harder until I couldnt make the high payment of $276 anymore, HFC garnished my pay check for two years until they got a total of $11076.00. The day after the last payment they sent my payroll dept another garnishment saying I owe them $5886 in interest that was calculating while the other $11076.00 was being garnished, my Job got me an attorney because they had a hard time getting the law firm that HFC hired on they behalf to explain to them how someone owe you interest on an amount they already garnished... They couldnt explain it. I am telling you may story because this company is very unfair and took total control over my finances TWICE. Please think TWICE before you borrow from them... They are a RIP OFF. I paid them a total of $17000.00 for a $7500. Loan... Dont make the same mistake I did by taking out a loan with this company...
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