My Ex-husband passed away leaving IRAs with me as Beneficiary. It wasn't even 2 weeks since his funeral (his grave isn't even cold yet) and I receive a nasty letter from 3 attornies my ex - mother in law hired demanding I turn the IRAs over to her. I don't even have them and I figured he cashed them in and gambeled and drank them up. I go to the bank to ask about this and Cathy Pate hatefully tells me I have to get a Lawyar. I'm confused and nieve so I do this. The Lawyar Bill Nelson did not represent me well and Cathy Pate and Mary Long scammed me out of almost $4,000.00. Shirley Hallock (Art Murray's private Secretary) told me I was Benefactor and the IRAs were mine. I asked for copies of the IRAs and they wouldn't give them to me. Art Murray (President of the Bank) knows about this and defends Cathy Pate's illigal practices. I don't believe that I'm the only person they have cheated and scammed. I don't want to see this happen to anybody else. I'd like the people in our community to know about this and beware of this Banks deceptive practices. This is a Prime Example of why our Great Nation is in the worst Financial Melt Down Ever!!!