I received a phone call from USA Credit one night telling me that I had been pre-qualified for a credit card with a limit of $7500.00 and no credit check would be done.
Naturally I was curious so I agreed to go forward with the call. The lady on the phone then proceeded to tell me that this would help me to build up my credit and there were no strings attached. I fell for it hook, line and sinker. I gave her my account # so that she could withdraw the $79.95 for the one time fee to process my information.
I then called the phone number that she had given me and I got a voice mail so I left a message. I never got a call back. I then went to there site on the net, and emailed them and still got no response. I still to this day have not had my money returned, or even found out about this so called account that I have with the credit line of $7500.00.
Yes, she actually gave me an account number. When I went to the site, it was a credit card for merchandise only, and I would have to put 25% down, and that would have to come out of my account too. I closed my account! A friend who works at that bank informed me after I had closed the account, that USA Credit had tried to withdraw another $79.95.
Please people don't make the same mistake that I did! If it sounds to good to be true, IT IS!!
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