Home savings of america faked my FHA loan. HSOA then sold the loan to CITIMortgage. After I lost my job, CITIMortgage was SUPPOSED to give me a loan modification however when they found out the loan was conventional instead of FHA CITI forced HSOA to buy back the loan. Now HSOA refuse to give back the upfront PMI payment (9800) I gave up at closing.
Also they have forced me into bankruptcy because HSOA claimed I owe them over 50k which happend as a result of HSOA refusal to modify the loan. This is an absolute nightmare and I really need a good ATTENTIVE attorney.
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