Complaint / Review
Chase Credit Cards
APR Gouging

I'd a sizable borrowing limit with Pursuit, once-upon a period, that's been decreased each time I spend a lot towards the cred­i­tor. I spend $500, they decrease the credit point by $1,000. I spend $1,000, they decrease it by $500. Pursuit improved my RATE to 29.99%. Whoa. I called to possess it decreased. Some­one from the callcenter had it decreased to 27.24%. Hmm. Therefore, I settled the bal­ance right down to significantly less than half the borrowing limit. I named to truly have the RATE decreased. They decreased the borrowing limit and didn't decrease my RATE. I've never been overdue on any pay­ment, actually, with any cred­i­tor or bank or any­thing.

None of my additional 3 cred­i­tors did any­thing such as this and so I was astonished, dis­ap­pointed, and incredibly upset.

So, I called 212-270-6000. I talked with some­one in Exec­u­tive Ser­vices and described my sit­u­a­tion. They set my about the line with some­one from lend­ing and remained about the point. After 35 minute and 49 sec­onds, they might not do any­thing for me personally.

They stated that my pay­ment his­tory was good-and the sums paid were exceed­ing the min­i­mum. Then they stated that due to my debt to credit percentage, I really could not need my RATE decreased. It had been a cir­cu­lar con­ver­sa­tion, but a pleas­ant one.

I do want to pay-down my charge card rapidly, but I have to possess a decreased RATE. Pursuit won't decrease my RATE since my debt to credit percentage is excessive. I can't enhance my debt to credit percentage since every time I pay-down my debt, they decrease my credit.