I was told I could reduce my debt by 45% to 55%, possibly more. They told me not to make any more payments to my creditors, so naturally, my credit is ruined. At that point, I stupidly thought this program was my only option so I enrolled & signed their paperwork. After adding in their monthly maintenance fee, my debt was reduced a third.in the many conversations withseveral different respresentatives of this company, NEVER, was a monthly maintenance fee mentioned. I would have been better off trying to work out an arrangement with my creditors. Make sure you read the fine print & all paperwork word for word BEFORE you sign - even it it takes you a couple of hours! They will let you cancel, but they will not refund your money -any payments you makegoes to maintenance fees first!
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