I settled with a collection agency on an amount to pay everymonth on the bill. I missed one payment and now my bank account with my paycheck in it has been frozen. I am a single mom and it is hard to make ends meet. When I tried calling the collection agency they left a message on their machine that they are at their holiday party and werent available today... Is that what I tell my kids when they ask for their dinner? Providian raised my interest rate without letting me know and now a 300.00 bill turned into a little over a 1,000.00 dollars.
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