I have had a car loan with OmniAmerican bank since the end of 2005. I'd never been late and in fact was doubling up on some loan payments to pay off the loan faster. ThenI lost my job. I continued to make payments but in 2010 fell one payment behind. I went on a payment plan but unfortunately couldn't always meet the amount or deadline. The calls began.By June I filed bankcruptcy but opted to keep my car which by now is 8 years old; and try to keep my home.
I called OmniAmerican for help. I could not believe the response i got. They were totally rude, wouldn't let me get a word in, yelling at me, telling me my car would be repossessed. At that point the pay-off was $1,000. I upted the payment amount but according to them i was still way behind. I got the words out (finally) that i had filed bankcruptcy and i was told that they were not going to coddle me and that i had to pay up or else.
Its the end of December, i owe them $377 which would pay off the car. According to them, i am $100 behind (actual scheduled payment fulfillment is March); Christmas Eve i received 5 phone calls and i continue to get atleast 3 a day. I called them again... I was told that repossession hasoccurred for less. What horrible hateful people! @! Absolutely no compassion as i struggle to stay in my home, work part-time (it's all i can get) and keep the heat on.
Aren't banks and the whole financial industry why we are in this horrible mess anyway? Yet the same people we keep afloat have the right to berate, belittle and harrass us? For a mere $100 i get harrassed beyond reason. I am SURE there are many more people out there that owe these miserable, small-time penny pinching bank a lot more than i do - yet the sheer delight they get out of giving me a hard time! What do they think i'm going to do - run out of the country? Skip out on the $377 i owe them? I'm paying the penalty fees - they'd be stupid not to let me be late - they'd make more money!
OmniAmerican - should be AntiAmerican
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