I tried to re-finance my car to save some money but was turned down. About a week later I got a call from Michael Schrader who works for Save The American Dream. He said I could get my interest in half and they have a great relationship with Wells Fargo my lender. He said it would cost $350 dollars and they have a 98% success rate. If it does not work out with the lender they will send me my $350 dollars back. I want it to be known that he said they have a great relationship with Wells Fargo and have been working with them for a long time.
After some thought I agreed and paid them the money. About a week later I received a packet from them with some forms for me to fill out to send to the lender. I filled out the forms and made copies of my driver license and insurance forms to send to them. I sent it priority mail which also cost me more money.
About 3 weeks later I received a letter from Wells Fargo. The letter stated that they do not do modifications and are no way affiliated with Save The American Dream. I called Save The American Dream and talked to Lashawn Mortin and she told me to send her the denial letter. She received the letter in 2 days and then called me. She needed me to call Wells Fargo and release authorization in order for her to speak on my behalf. She said she would call me back.
About a week later still no phone call so I called them and talked to Lashawn. She made up some excuse of why she did not call me back and told me the news. She said that Wells Fargo will not do modifications and that I have to call them in order to get a hardship case. Michael Shrader had told me that they had a great relationship will Well Fargo? Yeah right!
Well after all of this hassle my interest rate has not lowered and I am out of $350. I asked her about the refund and she said that this is all part of the process and you will not be getting it back. I did not argue with her I am going to post this every where I can so it does not happend to anyone else or they can make it good and give me my money back.
So pretty much what I have to do now is Call Wells Fargo myself and get this worked out with absolute no help from Save The American Dream. This Company is a compete Scam and should not be in business!!
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