My wife contacted Quicken Loans, Before we read usacomplaints. Coms, unfortunately. They took our financial information, and the value of our property, and said that we were approved for a loan. We had to pay a deposit of 400.00
Deposit was supposed to be held for 2 weeks, wife gets paid once a month, on the 31st, but they deposited the deposit Immediately. We went into insufficient funds.
They ordered an appraisal, had to build handrails on 2 porches for 600.00, re-appraisal. Then they requested our long form w-2 tax returns, and found out that we have an un-rented rental home. Our home is valued at 230,000.00 We were applying for a loan for only 140,000.00 They turned down the loan for the reason that " the rental home is not rented, therefore we would not have income on the rental propertyto repay the loan" which initially, they had no knowledge of the rental property we own.
After paying the 600.00 to build handrails, and them turning down the loan that they had approved, they ended the loan the day before the scheduled closing, and have repeatedly refused to return my deposit.
Unfortunately, as a result of arguing with them at my place of employment, i have now lost my 1600.00 a month job, had my television re-possessed, cell phones turned off for non-payment. I am about to lose my truck, my home phone, getting collection calls from everyone all day long. The stress has me on tons of medication that i can not afford, due to no insurance, and have been diagnosed with depression and anxiety.
I have filed a complaint with the Michigan department of of the Attorney Generals Office, and am seeking an attorney that would be interested in taking the case against Quicken Loans in a Class Action Suit. Anyone interested in Joining a Class Action Suit, please feel free to contact consumer complaintss, and lets file a suit in court against them. There are enough reports against them to prove that they are a predatorial mortgage company, interested in only taking the money from unsuspecting customers. PLease help me file a Class Action Suit against them.
Any Attorney interested in taking this case, please call me immediately at. I'm not sure how long it will be before my phone is turned off, so please call as soon as possible.
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