USA Credit called me, got my voice-mail, not me, and went ahead and withdrew $149.95. I had applied for a payday advance, but not through them. My bank reversed the charges only because I noticed the withdrawal fast enough. I did have to put my bank account on hold, business account, for 3 months. I called 1 800 685 9354 the number I got from my bank statement, and talked with a man named Brandon Jackson. I had him immediately cancel my account and remove me from his system. Time will tell if i stay off it.
Overall, I'd recommend staying away from any payday loan site, they apparently share information.
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