Applied for 5000 with Wentworth direct, gave my bank details, personal details, living arrangements, etc. And they asked some questions including when my pay day was I assumed for Direct Debit purposes). I answered all their questions and they said I was approved. A form would be sent out to me in the post. On my pay day, a 59 fee was taken (I knew nothing of this!). I told them I wasn't happy about this, but when I received my form I completed it and returned it. I got another form from Ralph Marlon forwarded from Wentworth. I completed and returned it. I received ANOTHER form from FLM loans, completed it and returned it. They offered me 3000 with a guarantor at 29.9% APR! (I could have got this loan anywhere and without paying a fee!) Thats little over half the loan amount I applied for and double the interest rate! I rang Wentworth asking for my 59 back - I keep getting disconnected from the call (that's when somebody does answer!).
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