Another one those instant load companies that steal from the poor to make themself rich. I had applied for some small business financing to help out our business. I used Funding Universes website to get started.
It was amazing within 24hrs a person calls you back and gets you a rep to help you. After the promises of getting you help and promising a loan, they will charge you a hefty amount of money to get you credit enhancment package together.
A few phone calls later in their (i just suckered you in voice) they tell you you credit needs work and a group (SBFC) can help you. So now you are required to pay 250 more dollars every month for them to strighten your credit out. Once you credit is supposed to be striaght you can pay them on the backend of the loan. WOW does this fairytale come with unicorns also. LOL
So after 4 months of waiting on SBFC to correct my credit, it only went up 33 points. They will send you envelopes to the creditors that you mail for them. Also they want you to registar with a certian credit site to monitor you credit. And you have to fax all responces back to them as you receive the creditor responces. Then they send you more envelopes for round 2 of this crap. It drags out for months. Pretty soon 250 a month times a year... Well you do the math.
I applied for one company Funding Universe said I was a perfect fit for. The amount was 50K. Lender pretty much told me we didnt fit the criteria and only could aquire at max 8-10K. The lender even took a concern of who told me this info from Funding Universe and why would they tell me this. Thats when they pointed me in the direction of the scams that seem to come from this place. So at closer look, the form that Funding universe had me send over to the lender has a refered from: RBSL at the top. No one seems to know anything about this RBSL. They are the main scammers in this thing. And SBFC seems to just drag more out of you every month.
The underwriter from Funding Universe seems to not know why the form says RBSL at the top, and heavly inquired about the Rip off reports about them.
One major personal credit snag on my report is a hold up for me. I have told SBFC many times it is recorded wrong and the amount is wrong. They have not done a thing about this. All they say is we are working on it, give it 30 days. Over and over again.
I could of basicaly done the credit desputing my self. But these people make it sound as if they can get everthing done for you. They Lie, I have had more progress working with the SBA than these fakes.
It got so bad waiting on these guys and so much money wrapped up in them, I have no choice but to close my storefront due to the broken promises these fakes made.
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