I tried to use my Wescom Visa Gold card (that I have held for 14 years!) the other day only to be told it was expired. When I called Wescom to find out why I still had not received the new one, they informed me that they had closed the account! They claim they hold the right to close an account for any reason. I told them they have to NOTIFY me! They claimed they sent me a letter w / a particular date. When I dug up the last statement I had just received, it was dated AFTER this supposed letter... Yet, oddly enough, did NOT reflect ANY changes to my account! You would think it would state the account was closed!
As I was speaking to the customer service rep, I told her I was looking at the account online and it showed an available balance. All of a sudden, the screen went blank and then said it had logged me out due to inactivity for too long a time. When I logged back in... What do you know! The account all of a sudden said zero balance! As if my phone call had initiated all of this!
After researching Wescom, I have found that they may be the next bank to go belly up! They make bad loans to themselves (Board of Directors) and have too many credit accounts opened. To pay for all of this, they are now charging monthly fees for services that used to be free. Or if you jump thru 5 fiery hoops, you can get free checking. Whoopee!
They also are doing the whole BofA trick of holding ATM debits too long and then putting them through out of chrono order to gain as many fees as possible. They actually held an ATM debit for 17 days on me, once! They claimed they had no control, but the store said they had never heard of a bank holding one for so long and there was no reason why it should have sat there like that.
AT&T Union needs to rethink their association with this "Credit Union"! They have gone way down hill! Look them up in any review and watch the REVIEWS GET WORSE as time progresses! I predict they will go belly up very soon.
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