Complaint / review text:
Sabrina LLoyd & Associates is a scam. She told me that I would make a certain set percentage at my contract level, but I later found out on my income reports that the percentages vary-the more insurance I sold, the less I got paid.
Sabrina hired me, then my boyfriend a few months later, then just recently threatened us both to break up or she'd take away our hard earned, well deserved management contracts. She did-stripped us of our contract, even though we were doing our job like our contract says. She had no right to demote us due to her own personal issues against our relationship.
Sabrina manipulated us with paying her $150/wk ($600/mo) saying that the money would be used to pay for someone to help me with some of my duties, but only later did she say that the money is really just to pay for her supplies-she was making me pay for her business all along! Since when does an employer make their employee pay for their business?! In total she stole $5,000 from me.
It is illegal to make an independent contractor do something, you can only 'ask', but she constantly threatened me with my contract that if i didn't pay that money that she would remove my contract-in fear of losing what i spent 9 months working for, i payed anyway only to learn now that that was illegal. Plus no where in my contract did it state that I had to pay anything to anyone, it only states my management duties, which I fulfilled all of them.
Sabrina made her agency do many things which were downright illegal, like during one 'team meeting' she made everyone pull up their phone records so she could peak into our private lives and see who we were talking to. Recently she let her husband (who ironically is her manager since she didn't want my boyfriend and I to be together) grab my phone from my hand and look through it. Later someone told me that I could have called the police because that was assault.
She never took responsibility for her organization; when sales were down she always blamed me for being lazy, when I have certificates to prove I was one of her top agents in the agency every week consistently for the 11 months that I was there, and my team had one of the highest production numbers for the last couple months I was there (not the sign of a lazy person).
Sabrina does illegal things within American Income Life Insurance Company-she does bad business which is illegal within the company, like she made me pay $215 to pay for a clients life insurance policy, just to get it back on the books, and made me lie to the client saying the company waived the premium for them. She threatened me with my contract if I didn't do it. She also was charging my clients for their ratings without letting them know, and a lot of my clients cancelled their policies because of it.
She also takes your entire team away from you before you get a certain promotion (which is MGA-a top management position) and makes you start all over. SO if your team is producing 100K/wkly then all that would get put under her aka she now makes triple than if it was under you directly, and you have to start all over with your precious time and money to rebuild what would normally take you a year to accomplish a team like that. SHE'S A THIEF.
She constantly called me a lier, when she had no physical evidence of that (why she would hassle one of her top agents continuously is beyond me) but then all she does is run her business through lying and manipulating the poor souls who are stuck working in that agency. She manipulated us into paying for our agency christmas party-her 2 managers she pays salary to went around to all 30 of us and said if we each give $100 then we'd get her and her husband Jay Z tickets which we later found out only ended up costing $1000 if that, then later someone over heard them saying that the money was used to pay for the christmas party. What company makes YOU pay for their christmas party?!