I've been looking to get a refi with BOA (my present bank) since Dec. I've never been overdue in 9 years, have exceptional credit, high-income and about 200,000 in collateral. I've been requested for paystubs, 401k claims, a duplicate of my social security card. Additionally, closed a document to permit the Dept. Of S. S to confirm my amount (just how long may that consider). I also have already been requested repeatedly to submit paperwork and characters to describe discrepancys on my credit history... Aged handles and locations of work. Personally I think they're simply requesting more and recurring data to booth. Yes, I also am just starting to believe this can be a fraud. To obtain folks exhausted to stop their low-interest rate presents and/or encourage them to wander and maintain the $400.00approximately they're keeping. I likewise have been requested a problem regarding my heloc which mortgage repeatedly. This let us me understand this mortgage continues to be within the first stages if by understand she's not really certain which kind of mortgage I'm receiving!!! I'd prefer to understand has other people been requested to provide copies of the S. S card, I had been underneath the impact it was to not be properly used for identification purposes. Anybody who are able to provide support please achieve this!!! BOA is actually providing it is own clients the run-around. If you should be not presently applying BOA I'd suggest keeping away! This really is definitely stressful and frustratingly poor customer support.
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