I'm afraid of the people. We refinanced our house within an emergency condition in 2004 with Ameriquest, WHO HAD BEEN prosecuted in Class-Action for customer scam (we discovered that out once they offered our mortgage to CitiResidential, and we obtained characters in the Texas Attorney General).
8 weeks after replacing our house of 26 years, my spouse had two heart problems, and 8 weeks next, I'd a bleed swing that left me paralyzed and handicapped in a wheelchair before I had been 50. It had been a-2-year fixed-rate, then an SUPPLY, and after Ameriquest offered our mortgage to CitiResidential, THEY offered it to these terrible folks at AHMSI.
Beginning in August, I attempted to obtain a mortgage remodification since President Obama had started the federal government plan and we were experiencing my medical issues. Each time I delivered the necessary info, they'dnot contact me back, subsequently stated an excessive amount of time had handed and we'd to begin over. I kept calling and calling. They stated, after I named again at the start of January, that people do not qualify, since our revenue percentage does not meet up with the recommendations - what? My spouse makes significantly less than $21,000/year and that I am on SSDI!!! No body has actually approached me concerning the "conventional modification" that their "modification" division stated that people "may" be eligible for.
Oh, incidentally, we've NEVER missed a mortgage cost, but because the swing, I've to pay for later within the month since that's after I get my SSDI check, centered on my birthday. They don't utilize the cost about the day that I let them know to, making the mortgage "seem" overdue
AHMSI simply tacks on increasingly more costs, will not I would like to create my funds online, kept profit suspense for no cause, and today is receiving for delivering characters out WHENEVER WE AREN'T ACTUALLY thirty days late
Any help or recommendations, valued. My spouse is having open-heart surgery tomorrow, on Feb. 1, and that I am unhappy. We purchased this home fresh in 1977, it's where we lifted our children, and that I am so discouraged about worrying over dropping it today - to criminals internationally.
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