What Laws Protect Our Social Security Benefits? Section 207 of the Act (42 U.S.C. Section 407) provides as follows: The right of any person to any future payment under this title shall not be transferable or assignable, at law or in equity, and none of the moneys paid or payable or rights existing under this title shall be subject to execution, levy, attachment, garnishment, or other legal process, or to the operation of any bankruptcy or insolvency law. No other provision of law, enacted before, on, or after the date of the enactment of this section may be construed to limit, supersede, or otherwise modify the provisions of this section except to the extent that it does so by express reference to this section. Nothing in this section shall be construed to prohibit withholding taxes from any benefit under this title, if such withholding is done pursuant to a request made in accordance with section 3402 (p) (1) of the Internal Revenue Code of 1986 by the person entitled to such benefit or such person's representative payee. % What other laws might apply? ADA Regulation for Title III, V. Modifications in Policies, Practices, and Procedures A public accommodation must make reasonable modifications in its policies, practices, and procedures in order to accommodate individuals with disabilities. % What do US banks do to accommodate disabled individuals who may struggle to balance their checking accounts? THEY REEP MASSIVE PROFITS IN OVERDRAFT FEES!!! $ Does section 207 protect Social Security benefits from a banks overdraft fees? What Did the Jury Find in the Miller Case? The jury found that Bank of America violated the CLRA by falsely representing that it had the right to use Social Security funds from direct deposit accounts that receive government benefits including Social Security funds to pay overdrafts, insufficient funds fees... And money claims it has against class members. Thus, the jury awarded $75,077, 836 in compensatory damages for the class action. Each member also received $1,000 in statutory damages. Finally, Miller received $275,000 for emotional distress.
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