This company makes me physically ill... I've given them over $6,000 to do a loan modification on my mortgage... Heard all of their promises... I'm now worse off than I was to start... Even though I started w my lender in 4/09! Now the house is in foreclosure (and I have 3 kids!)... Can't seem to get anyone to help... First Universial no longer answers their phone and their website is "under construction"! They also said they would renegotiate two other loans - the have done absolutely nothing! I had a modification offer from my mortgage company - but thanks to their non response - the mortgage company withdrew the offer... Then First Universal tells me they have to completely refile... The mortgage company told me all they needed to do was ask for a referall or re-referral!!!
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