Usacomplaints.com » Business & Finance » Complaint / Review: Unum Disability Insurance - Fraud. #539417

Complaint / Review
Unum Disability Insurance
Fraud

I'm handicapped and also have been since I'd bought Unumis disability insurance through my work in those days. After weeks of fighting with this specific organization they decided to spend temporary impairment so when the six months approved they stated that since my damage was included in employees compensation, I had been compelled to pay for it back.

I had been informed that I might qualify for long haul insurance and had a need to publish all data from my physicians to become examined (pre-existing isn't protected) After weeks of backwards and forwards, repeated declaring that my physicians aren't delivering the required data (I'd named plus they mentioned it'd been delivered) they ultimately found the final outcome that my accidents were pre existing with no protection could be provided. I told them at that time that my Cervical accidents weren't, however they mentioned that it didn't matter I had been not covered. I requested to get a re-look at this case. 3 years have now passed by and that I have repaid a sizable area of the money-they had compensated, after I understood I've never seen back from my inquirery I'd required to get a recheck about the cervical injuries. After I named I had been delivered a-4 inch document with the calls recorded along with a notice they declare to possess delivered record I'd 180-day to publish an attraction. I NEVER GOT THIS PAGE!!! But to create it worse I came across within their paperwork that THEIR MEDICAL EXPERT had decided that my CERVICAL damage wasn't pre existing. I named the organization plus they are sticking with this tale of the 180-day restriction outlined within the notice I NEVER RECEIVED! They declare I should have received it because they have given that they never got it back.

I called my Representative and requested for treatment plus they published an extremely good page requesting reconsideration on December 5th. I named nowadays Dec 22nd and talked using the same individual who contended concerning the return notice, Rich Joseph, who mentioned they'd never gotten a letter in the representative. After I advised him of his return notice state plus they hadn't received something back, he abruptly OBTAINED AN E_MAIL at that VERY SECOND that the notice was visiting his table from the Representative!!! Comon what type of a fraud is that this organization tugging!!! He also mentioned that despite the fact that the representative delivered the notice to Mr Thomas Watjen the boss of the organization he might intercept it and wouldn't alter the judgment!

I'm writing this hoping that #1 I obtain a change within the judgment and my cash is likely to be repaid and #2 guard other people from getting cheated by the corporation! I've since completed substantial study on the web to locate this organization continues to be recognized to draw these methods regularily plus they have now been prosecuted often for thisis deceptive methods.


Offender: Unum Disability Insurance

Country: USA

Category: Business & Finance

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