Here's my story. This happened back in 2007. I was pregnant and getting ready to go on maternity leave. My employer does not have paid maternity leave so I was facing 6 to 8 weeks with no income. I started doing some searches online for personal loan company's. I applied for a couple and were denied b/c my credit score was not high enough. Just as I was about to give up I came across this company called Bruce Lending Firm based out of Boston MA. So I thought, it won't hurt to give it one more try. I did and a gentlemen by the name of Michael Willis contacted me asking for additional information. I supplied it and he told me I was approved for a 10,000.00 loan. I though this is great. I'll be able to pay my bills and get things I need for my child. I was excited. I told my husband and he thought it sounded good. So he asked me for a co-signer. My grandmother agreed to co sign for me. They told me that she was not approved. I thought something was strange with that b/c I know for a fact her credit score was 20 points away from being perfect. Mike Willis told me I could still get the loan if I put down a deposit of 1,000.00. I agreed. He sent me a contract with APR's term conditions etc. It all looked legitimate. I signed it and returned it to him via fax. I then went to western union and triedto send him the 1,000.00. Well somewhere along the way the tranaction did not go through so I went back to western union to get my money back. A rep for western union told me it sounded like a scam and that I shouldn't send the money back. I held on to it for a couple days and started doing some research. It seemed fishy so I told my husband we shouldn't do it. He felt we should do it b/c he didn't want us to struggle when I went out of work. So he sent the money back to this address/person in Canada against my better judgement. We were suppose to then get the 10,000.00 deposited in our bank. It never happened. They stole our money. I ended up having to go back to work after only 4 weeks on leave.
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