They first contacted me at work and hung up, then finally got a hold of me at home. They claim that I received a payday loan in june and that the total amount owed was 508.00. They waived fees and that brought the total down to 308.00. I asked them for copies of whatever they had, they claimed they could not send me anything right now until the amount was paid. I looked at my bank records from 2005 and there was not a deposit made on that date. I informed Mr. Sean Smith from the collection place of that and he insisted that my bank was lying to me and then asked what the date the deposit was made, I told him there was not one and that I was filing a complaint against them and also filing with the FTC. I have in the past taken out payday loans and have also filed bankruptcy. They have gotten a hold of my personal information and other companies have also tried to extort money from me along with asking for relatives bank information so the money could be taken out of their account. I have told them on the advice of my bankruptcy attorney not to send them anything and ask for copies of their paperwork.
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