I received a letter from Norman G. Kalina stating that I owed $209.00 to a company called Capitol Wire (payday loan). I called the office and a very rude female answered the phone not stating the company or her name. I explained why I was calling. First let me say I vaguely remembered this company bcuz I didn't receive any funds from them. But, after speaking with this rude person, I then remembered the company. She said that I sent them a check for $84.00 and it was returned. I do rememeber speaking to someone @ this company and giving them my info (I know stupid thing to do). You will do almost anything when you are in financial distress. They told me that I needed to send $84 (by money order or cashier check and for fees. Then they would send me an information packet and deposit $1000 into my account. The woman assured me the only reason they wanted my acct info was so they could deposit the funds. However, I never sent them any money. It didn't sound right, so I thought no problem, obviously there was. What they must have done was try to get the $84 out of my bank, but I don't ever remember seeing an NSF for this. I explained all of this to Ms. Smart mouth, and told her that I felt it was scam and she said the company she represented was legit. I told her it was not and I am sure a lot of people have been caught up in this. After an exchange of some words I told he that I had a friend that was a lawyer and I was going to ask them about this. She says so you are voluntarily not going to pay this debt. I told her I was going to speak to my friend that is an attorney, and she said she could no longer talk to me since I had retained an attorney, and to have my attorney contact her. Oh, yeah and I asked how did the amount go from $84 to $209 and she said interest and penalty fees. I am not sure what I am going to do, but I did feel better when I saw that other people had been harassed by this company. Meaning that I wasn't alone in this.
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