I obtained this credit card on 6-30 and closed it on 8-31. So that should tell you something wasnt right. On 8-28-08 I received a letter from Juniper stated that all interest rates would increase from 14% to 21% do to some economic bull crap. I immediatly called them because I believed that this letter did not apply to me because my interest rate was fixed 7%. When I called I was advised that it did apply to me and that my rate would be increasing to 14% do to "Economic Increase". I asked what the hell is that. Basically my credit score of 720 doesn't mean a damn thing. Why should I or anyone work hard to have good credit if Juniper can do what they want.
After she explained I advised that I was not excepting that and to close my card. I had a balance of 100.00 to be paid. I sent 50.00 on 10-8-09 along with bills to Capitol 1, my doctors office, The Children's Place CC, and the local Commuity College. All of these sompanies recived, posted, and my bank disbursed payment within 6 days. Of course Juniper states on my new statement that they did not receive my payment until 10-19-09. Im in Md their in De it does not take 11 days to mail and post a payment. I am convinced that they received my pament in a timely matter just like everyone else and deliberatly held it to charge me a late fee. I called them and of course I spoke to someone that didnt speak clear english as if she was from India who told me that it was noting that they could do. This company needs to be investigated by the FBI and shut down
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