Beware of these lending services because they are advance loan scams. They have ripped off many consumers, me included, and they are out there to take money from people by asking for advance fees before they deposit money into your account. Here are what they go by because they are one in the same:
Crimson Lending Group
Vanguard Mutual Group: (877) 834-7019 No longer working
Cederway Financial Group: (877) 834-7817
Brookview Financial Services: (877) 834-7018
Middlegate Financial Services: (877) 834-7020
Lexure Lending Services: (877) 834-7022
Notice that the numbers are just off by one or two but they are Advance Loan SCAMS!
My story started when a guy by the name of "Steve Mayfair" called me and told me that I got a loan that I requested for a rate of 6% over the course of five years. I thought that I finally got a loan at a great rate. He then explained to me that his company had "private" investors that was willing to help fellow Americans that would not get a loan through banking institutions because of my past credit history. This "Steve Mayfair" (fake name) said that he was going to fax some documents to me bacause that it proves that it is legal and binding. I thought that maybe my luck was changing and I could rebuild my credit.
This "Steve" faxed me some documents that looked legal and he then explained to me that I needed to send an advance fee of 2346.00 dollars for the four months that was required and that I didn't have to pay until next year. I should have listened to the little voice in my head that told me that it was a scam. I thought about it for two days and then went ahead and signed the documents and faxed it back to this "Steve Mayfair". He then explained to me that I needed to wire it to a "Barbara Galin" in Toronto-Ontario and then call him back and tell him the reference number. I did so and then he explained to me that the loan was going to be deposited into my account the next day. I waited and there was no deposit and then I called him back. I called and they connected me to "Richard Smith" in customer service and he explained to me that I had such a high debt to income ratio that I needed to wire an exta 2346.00 dollars in order for me to get my loan.
I knew that I was just scamed and I told him that I wanted a refund and he said that I had to wait until the following week before the "private" lender could have his refund back into his "third" party company. I waited and still no refund. I then called and the phone is disconnected. I knew that I just got ripped off and I called the BBB and wrote on the Complaint Board about my experience. I know that these people would be caught one day but I don't know when. This operation is bigger than I thought and I hope that there is going to be a sting to get these scums one day.
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